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AI Governance Framework: Designing Accountability, Transparency, and Safety in Next-Generation AI Systems

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  Artificial intelligence has rapidly progressed from experimental prototypes and isolated predictive models into a pervasive infrastructure embedded across industries, public institutions, and digital ecosystems. AI is now used to screen loan applicants, determine insurance pricing, shape recruitment decisions, detect fraud, analyze medical reports, personalize learning pathways, and even design organizational workflows autonomously. As systems evolve toward higher-order autonomy, greater interpretive complexity, and interdependent decision flows, traditional forms of oversight and risk management are no longer sufficient. AI Governance Frameworks have emerged as the structural blueprint for ensuring that AI systems are developed, deployed, and operated with accountability, transparency, equity, and measurable safety. These frameworks act as institutional guardrails through which organizations can systematically regulate the ethical and operational integrity of machine-driven deci...